This type of loan has become a much valuable tool to help self employed borrowers to qualify for a mortgage. Especially after the pandemic, we were able to help many self employed borrowers who were having trouble qualifying for a conforming loan, that require tax returns.

Our bank statement programs allow self employed borrowers to qualify based off their bank statement cash flow. Interest rates are a little higher than a conforming loan, but even for this program rates are at all times low, and many times they end up being better than some of the rates available for a conforming loan just a few years ago, in 2017.

If tax returns is what is holding you from getting a mortgage and you are a business owner, we definitely recommend checking out our guidelines and rates!